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Underwriting

Friends Provident will provide an efficient and professional service while applying an underwriting philosophy that supports our ethical reputation.

We will achieve this by applying the following key principals:

  • Accepting as much business on standard terms, as quickly as possible, whilst recognising the need to charge the right price for the risk.
  • Adopting a consistent, fair and equitable underwriting approach to all of our customers.
  • Putting the customer to as little inconvenience as possible.
  • Operating a strict policy on confidentiality.
  • Being aware of and complying with all relevant legislation and industry codes of practice.
  • Making the maximum use of technology.
  • Providing Underwriting helplines, staffed by experienced underwriters giving you direct access to the experts that can help clarify or explain decisions.

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